Finance & Lease Specials

You picked a great time to shop Honda.

The Bianchi Honda finance center works with many area lending sources to offer customized auto loans and leases. This means we are able to provide you with a great low rate on your new or used car loan in Erie, even if you have less than perfect credit.

You may have some questions about financing your car or truck. We will be glad to answer them by email, on the phone or in person. But here are some that we hear the most.

Q. Can I arrange my own financing?

A. Of course. Many customers will have their own financing arranged before they buy. Some use the tax advantages of a home equity loan. We just want you to have the car you prefer. However, our tremendous clout with banks and automotive financing companies usually gives us rates that are hard to beat. Use our secure credit application by clicking the "Request Financing" button to the right to get started.

Q. Who determines what rate I qualify for?

A. Many factors combine to determine the best rate for you. Of course your past credit history, income, current debts and size of purchase are all important factors. Our financing specialists will show you all the details when you finalize your selection and complete the brief credit application process.

Q. What if my credit record is a little shaky?

A. Most people have hit a little bump in the road here and there with their credit. Our finance specialists are experts at working through that and locating a lender that will understand. It is a rare occasion for us to not be able to finance a vehicle purchase.

Q. How long does the credit approval process take?

A. Today's communications technology has greatly accelerated the process. What used to take a couple of days now takes just a few minutes. You will have your credit approval by the time your new car is ready for you to drive away. It is a quick and painless process.

Q. How many months can I finance my vehicle?

A. You decide that. We can now finance a new car for as many as 72 months, greatly reducing your monthly payment. It all depends on what works best for you.

Q. What about leasing?

A. Millions of Americans prefer to lease rather than buy. Our business office can help you with that decision. Leasing offers a number of benefits including a very small initial investment. Plus, at the end of the lease you don't have to worry about selling your car or its trade-in value. That all becomes our job and you can move on to your next car or truck.